The authoritative API for real-time IRS monitoring
Detect tax identity theft at the source — months before traditional systems.
When refund theft happens, your brand takes the hit.
The authority on IRS monitoring
Tax fraud is detected too late by traditional systems. IRS-first monitoring closes the gap between fraud and response.
64%
Worry about tax refund fraud
87%
Choose brands based on data security
40%
Of identity restoration happens during tax season
2 Yrs
Waiting period to recover stolen refunds
- Tax fraud is slow to detect and costly when missed.
How it works
Secure IRS authorization
IRS-approved authorization workflows
01
Continuous transcript monitoring
Authorized, read-only IRS transcript access
02
Real-time fraud alerts
Compliance-safe alerting with audit logs
03
Guided remediation workflows
Attorney-led, IRS-aligned remediation steps
04
Built for Scale
Tax Guardian is designed to support high-volume partners operating in regulated environments. The platform scales across large user bases while maintaining security and compliance—reducing tax-season escalations, support burden, and fraud-related operational load without adding IRS infrastructure or compliance responsibility to your organization.
Fintech & Banking
- Reduce tax-season churn
- Protect your brand when refunds are stolen
- Lower fraud-related escalations during peak tax periods
Enterprise HR & Payroll
- Eliminate tax-fraud support tickets
- Close payroll-related identity gaps
- Reduce internal payroll investigations during filing season
Built for banks, benefits platforms, payroll providers, and identity services operating at enterprise scale.
Built to Integrate with full Visibility
Tax Guardian integrates cleanly into existing platforms while giving your teams clear visibility into adoption, fraud detection, and compliance—without adding IRS infrastructure or operational burden.
- No IRS infrastructure required. Tax Guardian manages authorization and compliance
- Minimal PII exposure with SOC 2–aligned controls
- Dashboards for enrollment, fraud events, and IRS authorization status
- Clear audit readiness for compliance and leadership teams
Ready to Partner With Tax Guardian?
Offer real IRS-level tax identity protection without building or maintaining IRS infrastructure.
- Enterprise-grade IRS monitoring and fraud detection
- Fast integration with clear compliance boundaries
For technical teams, view the API documentation OR request sandbox access.
Frequently Asked Questions
What is tax identity theft?
Tax identity theft happens when someone uses your social security number to file a tax return, claim a refund, or create IRS records in your name, often without you knowing until months later.
How does Tax Guardian protect me?
Tax Guardian monitors your IRS records 24/7 for suspicious activity, like fraudulent filings, refund theft, income mismatches, new IRS notices, and alerts you the moment something changes, so you can act fast.
How do I get started?
Getting started takes just minutes.
You’ll securely verify your identity through Persona, our trusted identity verification partner. This requires a valid government-issued photo ID (driver’s license, passport, or state ID), a quick selfie to confirm it’s really you, and basic personal details to match your IRS records. Once verified, you’re connected and protected, no phone calls or paperwork required.
What if I already have tax identity theft?
You can still enroll. Tax Guardian helps ongoing issues, explains what’s happening, and depending on your plan, connects you with real tax professionals who can guide you through recovery and remediation.
Can I cancel anytime?
Yes. Plans are month-to-month, and you can cancel anytime from your account, no long-term contracts.
Do you replace my stolen refund?
Yes. Refund replacement is included with qualifying plans, up to $1M per household, depending on coverage. Limits and terms vary by plan.
Will this help if I’m audited?
Yes. Tax Guardian provides early warning signals, often months before IRS letters arrive and higher-tier plans include audit defense support to help you navigate next steps.
Is my information secure?
Absolutely. Tax Guardian uses bank-level encryption, strict access controls, and follows IRS data security standards (including IRS Publication 1075). Our platform is SOC 2 compliant, ensuring your data is protected with industry-leading security, availability, and confidentiality controls.
How is Tax Guardian different from other tools?
Most identity tools monitor credit reports after damage is done. Tax Guardian monitors the IRS directly, detecting tax fraud and SSN misuse as it happens, not months later.
Is there a free trial?
We don’t offer a free trial, but plans are affordable, flexible, and cancelable anytime, so you’re never locked in.
What kind of support do I get?
You get access to real U.S based tax experts, easily understood explanations of alerts, and step-by-step guidance when something goes wrong, no call centers or generic scripts.
